Commercial Auto Insurance

Commercial Auto Insurance to protect your vehicles

Many states require individuals to buy auto insurance to protect their cars. Auto insurance is mandated for good reasons – if you get into an accident, you and the other driver involved will be thankful you have coverage. If you are a business owner whose company has a fleet of vehicles, the same auto insurance needs still apply.

As a business owner, you need the same kinds of insurance coverages for the car you use in your business — liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.

Commercial Auto Insurance - Gastonia NC -North Carolina
Commercial Auto and Truck Coverage - North Carolina

Commercial Auto & Truck coverage tailored for you

The type of commercial auto insurance policy needed for your business will depend on the types and uses of the vehicle you are using for business. Our insurance agents will ask you many details about how you use vehicles in your business, who will be driving them and if employees will be driving their own personal cars for your business.

Our agents will help find you the right commercial auto coverage that meets your needs.Call us or request a quote online to learn more about your options and get a commercial auto insurance quote today.

Commercial Auto Insurance: Key Facts

Commercial auto insurance covers vehicles used for business purposes, including cars, trucks, vans, and specialized vehicles. This coverage extends to accidents, property damage, and injuries involving employees or third parties while on the job.

  • Business Size and Type Matter: Insurance needs vary based on the size and type of business. From small enterprises with a single delivery van to large fleets managed by logistics companies, customized insurance plans cater to the specific demands of each business.
  • Liability Protection: Liability coverage is a cornerstone of commercial auto insurance. It helps cover expenses related to injuries or property damage caused by your business vehicles. This is essential to protect your business from potentially hefty legal claims.
  • Comprehensive and Collision Coverage: Beyond liability, comprehensive coverage and collision coverage are also available. Comprehensive coverage addresses non-collision incidents such as theft, vandalism, or natural disasters, while collision coverage covers damage resulting from accidents with other vehicles or objects.
  • Cost Factors: The cost of commercial auto insurance depends on several factors, including the number of vehicles, vehicle types, driving history of employees, coverage limits, and the nature of your business. Premiums tend to be higher for businesses with a history of accidents or riskier operations.
Auto Insurance - North Carolina


No matter what your needs, our agents can help you find auto coverage that fits into your budget. 

Call us today, request a quote or visit us today for a free – no hassle auto insurance quote.

Business Guide to Automobile Insurance


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