See if you could save on a new Auto Insurance policy
Auto Insurance
Affordable Auto insurance that meets your needs & budget
No matter what type of vehicle you drive—sedan, minivan, muscle car, truck, or sports car—you certainly don’t want to overpay for auto insurance. There are numerous car insurance policy options and factors to consider.
Your coverage needs may vary depending on whether you own, lease, or finance your vehicle through a bank. We will guide you through your auto insurance coverage options. If you’re a driver in Gastonia or anywhere in the Carolinas, we can help you save on your car insurance.
Car insurance coverage types
Insuring your vehicle doesn’t have to be complicated. Our Agents help you customize your policy and coverages.
- Bodily Injury
- Property Damage
- Collision
- Comprehensive
- Personal Injury
- Medical Payments
- Uninsured/Underinsured Motorist
- Tow Truck (Roadside Assistance)
- Auto Loan and Lease Protection
- Rental Car
Affordable coverage for any situation
Saving you money on auto insurance is our mission, but it’s not our only focus. We are committed to finding you affordable insurance solutions that don’t compromise on quality coverage and personal service. By partnering with leaders in the auto insurance industry, we ensure you receive excellent coverage and expert claims assistance whenever you need it.
- Standard & Safe Driver Discounts
- New Drivers
- Non Owner Insurance
- DWI & DUI Insurance
- Tickets & Traffic Violations
- Ride Share Driver
- Commercial Auto Insurance
Minimum Auto Insurance Requirements
North Carolina
For North Carolina auto policies issued or renewed on or after July 1, 2025, the minimum liability limits are 50/100/50:
- Bodily Injury: $50,000 per person
- Bodily Injury: $100,000 per accident
- Property Damage: $50,000 per accident
Uninsured and underinsured motorist coverage are also part of every North Carolina policy. State minimums are a starting point. Your vehicle, your assets and any lender requirements may call for higher limits, and we can walk you through the options.
NC Department of Insurance: auto coverage changes effective July 1, 2025
South Carolina
Basic coverage is often referred to as 25/50/25 coverage with 25/50/25 uninsured motorist limits.
- Bodily Injury Per Person: $25,000
- Bodily Injury Per Accident: $50,000
- Property Damage Per Accident: $25,000
- Underinsured motorist coverage is not required, but it must be offered.
Vehicle Discounts
Frequently Asked Questions
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Discover all Vehicle options to help protect you.
