Auto insurance that meets your needs & budget

Auto insurance for your car or truck is important. Our licensed insurance agents work with you to understand minimum insurance requirements, determine your needs then help you find affordable coverage that meets your specific insurance needs.

There are many auto policy options and considerations. Your coverage requirements may depend on whether you own, lease, or make payments to a bank for your vehicle. We will walk you through your auto insurance coverage options.

Serving North Carolina and South Carolina Drivers.

Auto Insurance - North Carolina
Car Insurance - North Carolina

Auto insurance offers a variety of options

  • Comprehensive and Collision
  • Property Damage Liability
  • Medical Payments / Personal Injury Protection
  • Bodily Injury Liability
  • Uninsured/Underinsured Motorist Coverage
  • Collisions with other vehicles or objects
  • Tow Truck (Roadside Assistance)
  • Auto Loan and Lease Protection
  • Repair or Replacement Collision Coverage
  • Non Owner Insurance
  • Ride Share Driver Insurance
  • Commercial Auto Insurance

NC Minimum Automobile Insurance Requirements

Basic coverage is referred to as 30/60/25 coverage with 30/60 UM limits.

  • Bodily Injury: $30,000/$60,000
  • Property Damage: $25,000
  • Uninsured Motorist Bodily Injury: $30,000/$60,000
  • Uninsured Motorist Property Damage: $25,000

North Carolina Consumer Guide to Automobile Insurance


SC Basic Car Insurance Requirements

Basic coverage is often referred to as 25/50/25 coverage with 25/50 UM limits.

  • Bodily Injury Per Person: $25,000
  • Bodily Injury Per Accident :$50,000
  • Property Damage Per Accident $25,000
  • Underinsured motorist coverage is not required.

South Carolina Consumer Guide to Automobile Insurance

Car Insurance - North Carolina - South Carolina
Vehicle Insurance Discounts - Gastonia NC

Vehicle Insurance Discounts

Car insurance discounts can save you hundreds of dollars. Here are just a few:

  • Multi Car ( Save when you have more than one vehicle listed on your policy.)
  • Homeowner discount (Get a discount for being a homeowner.)
  • Payment in Full (Discount for paying policy in full up front.)
  • Good Driving (Discounts for no moving violations and no at-fault accidents)
  • Customer Loyalty Discounts (Drivers who continue to renew policies)