Getting insurance after a DUI or DWI doesn't have to be complicated.

DUI Insurance

DUI Insurance doesn’t have to be complicated

A DWI can raise your premium and limit the carriers willing to write your policy. It does not mean you are out of options. We compare the companies we represent and look for the ones that treat your record most fairly.

Insurance and license reinstatement are separate steps. Confirm your license status and reinstatement requirements with NCDMV first, then bring any notice or form request to us. If NCDMV needs proof of insurance, such as a DL-123, we can help with that part.

North Carolina changed its auto insurance rating rules for policies issued or renewed on or after July 1, 2025, including how long some convictions can be surcharged. How your record affects your price depends on the conviction, its date and the carrier. We will explain it plainly before you buy.

NC Department of Insurance: rating changes effective July 1, 2025

Call us at (704) 823-9495 to talk through your situation.

What is DWI DUI Insurance?

While not an actual insurance type, many relate it as being such. Of course it is tied to the idea, it provides automobile insurance coverage for those who have had a DUI or DWI.

State law requires that all those who have been convicted of driving under the influence (DUI) must prove that they carry higher liability limits on their car insurance policies.

Are you covered in accordance with the law? In order to prove that you hold the required limits for liability coverage, you many need to fill out special forms.

North Carolina Safe Driver Incentive Plan